Law and Rights
Free Advice Websites
There's lots of places to find free advice on the web. You can hire professionals, sure, and you probably should when things get too complex or too difficult. But some free advice can at least get you started in the right direction. Here's a few common consumer problems and websites with free advice.
Credit Cards & Banking: Bankrate.com has tons of info on checking and savings accounts, mortgages, credit cards and a lot more about how it all works, including credit scores, budgeting and home buying.
Real Estate: Realtor.com is a commercial site run by the National Association of Realtors. It gives you the largest database of homes for sale that you can search in multiple waysand you can even zoom in or out of a neighborhood with its maps.
Personal financial planning: fpanet.org is the official website of the Financial Planning Association. Check out the links and info found under "Public Services" for brochures, articles, a retirment calculator and more. It's really quite cool.
Retirement: BenefitsCheckUp.org gives you info on public and private benefit programs for seniors in every state and DC. It even has application forms for more than 250 programs that pay for drug prescriptions and other health care costs.
And of course our own Consumer Rights: OhioConsumerLaw.com which has tons of info and links and how-to help on everything related to consumers, including common consumer scams, auto repairs, bill collectors, mobile homes, fraud explained, landlord-tenant rights, and much, much more. And don't let the title fool you. Much of the info generally explains consumer rights in all 50 states and DC, but of course you should always check with a lawyer for your own specific situation.
Defective Vehicle Law: UsLemonLawyers.com explains the Lemon Laws in all 50 states and DC, and has links to local lawyers that can help you get rid of that lemon car or truck.
Credit Rights: OhioFairCredit.com covers everything important to understanding how credit works and what your rights are when your credit goes wrong, including how to fix credit report errors, protecting yourself from identity theft, mortgage fraud, and lots more. And don't let the name fool you. Most credit rights come from federal laws so many of the most important credit protection laws are the same everywhere.
Burdge Law Office
www.UsLemonLawyers.com
Helping Consumers Protect Themselves Since 1978
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National Consumer Protection Week, Day Three
Identity thieves are out to steal from you. And they are very good at it. More about that in a minute. This is day three of National Consumer Protection Week and we are continuing our week-long series on common consumer frauds and scams, with tips on...
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Your Credit Score, Understanding It
A study in 2007 by Bankrate showed that 45% of US consumers don't know their own credit score and 32% have never even looked at their credit report. The current numbers are probably not much better and it's no wonder. Everyone may be in debt,...
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Protect Your Credit
Preventing identity theft also means protecting your credit reputation and credit record. To do that you may want to stop getting pre-approved credit card applications that can be stolen from your mailbox, make sure you credit report is accurate and no...
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Frozen Credit Records Equals Protection
For several years we've been advocating that giving consumers the right to "freeze" their credit record would go a long way to stop identity theft. After all, your credit record is what most identity thieves want to get at. Now, more and more states...
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Block Your Credit Records
Did you know that a guy working for a mortgage company thousands of miles from you can open your wallet or purse and look at everything? They can get your credit card names and balances, even your mortgage info. It's a little known loophole in the...
Law and Rights