Law and Rights
You never become the owner, that's what. But you may not be totally stuck because there are laws to protect innocent buyers against crooked and ripoff car dealers.
Not only will you have lots of legal rights, but selling a car in Ohio and not delivering title can be a criminal act too.
First, let's talk a little about the law and your rights. Then, we'll talk about how to get your money back.
The Law on Car Title Fraud
In Ohio, like most states, the only way a person can have a legal interest in a motor vehicle is if their name is on the vehicle title. Nothing else counts. That means you have to have a title issued in your name to be the vehicle's owner. It also means that you can?t own a car and you can?t legally sell a car without having the title in your name either.
If you buy a car and never get title to it, then in Ohio, again like most states, you have the right to cancel the sale and get your money back.
If you bought a vehicle from a car dealer and have not gotten the title yet, then the first thing to do is contact them and ask where it is and when you will get it. If you don?t want to wait any longer then you may already have the right to cancel the sale since failing to deliver the title to the buyer would be a breach of the sale contract.
Car dealers who don?t deliver title to their buyer often do that for several reasons. One is that they haven?t paid off the finance company that loaned them the money to buy it in the first place. Another may be that the person or dealer they bought it from has not gotten title yet either. Whatever the reason, it does not matter.
The obligation to put the title into the buyer?s name is on the car dealer to live up to. If the don?t do it within the time allowed by the law in your state (Ohio says 40 days and most states say between 30 and 45 days), then they lose. It can be that simple.
Okay, so you are right and the dealer is wrong, but you still don't have a title. Now what? There are two legal things you can do and lost of non-court things you can do.
Your Legal Rights
Legally, your options are limited. You can file a claim with the state or you can sue the dealer.
Ohio's Rescission Fund
Like many other states, Ohio has a Rescission Fund administered by the Ohio Attorney General. If you buy a car and never get the title then you can file a claim your money back from the state. If you succeed in the process, then they will refund your out of pocket money and take the vehicle and then the Ohio Attorney General has the right to go after the dealer to recover the money they pay to you.
Sue The Dealer
Or, you can sue the dealer to make them take it back and refund your money. Failing to deliver title is not just a breach of the sale contract but also a violation of the Ohio Consumer Sales Practices Act, the Ohio Commercial Code, the Advertisement and Sale of Motor Vehicles law, the Motor Vehicle Dealer Licensing Law, and probably Fraud in the first place.
Bottom line? If you don't get your title within 45 days, then start complaining to the dealer and make your complaint short and sweet. If you want to cancel the sale, tell them. If you just want the title so you can keep the car, give them a deadline. Put it all in writing, a short one page letter, and tell them if they don't answer you within, say, 7 or 10 days, then you will contact the state, etc.
And when the deadline passes, it's time to act.
Other Things You Can Do
Other consumers need to know what car dealers can not be trusted too and there are ways you can help spread the word.
And don't forget Yelp and other local search engine reviewing that you can do too.
The Squeaky Wheel still gets the grease. So don't give up, don't quit, and remember - if you don't protect yourself, no one else will. And when you get ripped off, fight back. If you can't get it done on your own, then contact a Consumer Lawyer to help fight for your rights.
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- What Are The Most Common Types Of Consumer Complaints In Ohio?
Each year Ohio Attorney General DeWine adds up all the complaints they have gotten from consumers in the last year and sees which area has the most. As usual, it's car sales that is in the Number One spot again. The 2015 top complaint categories...
- Who's Best? Carfax Or Autocheck Or Nmvtis And Vehicle History Reports
CarFax and AutoCheck and the NMVTIS are three different sources for vehicle history reports that can be obtained online so you can find out the history of a used car you may be thinking of buying - so you can avoid a lemon. So, which is best and does...
- Title Fraud Remains Easy To Do - Burdge Quoted In Newspaper
Attorney Ron Burdge was quoted in the Sunday edition of The Gazette in a news story dealing with motor vehicle title fraud, "Washing the title remains relatively easy for anyone with thievery in their heart." Motor vehicle "title washing" is the term...
- What A Car Title Can Tell You
What you don't know can hurt you. It's true in life. It's true in car titles too. Bob Eppes spent over 20 years working odometer fraud for the federal government in Kansas City. Recently he turned me on to a web site that says more about title...
- Recalls, Safety Warnings, & Research Links
The job of a lemon lawyer is to hold manufacturers responsible when they build a defective product. The links below provide information about motor vehicle recalls, safety warnings and research and tips to help keep you and your family safe. Find the...
Law and Rights
What happens when you buy a car and never get the title?
You never become the owner, that's what. But you may not be totally stuck because there are laws to protect innocent buyers against crooked and ripoff car dealers. Not only will you have lots of legal rights, but selling a car in Ohio and not delivering title can be a criminal act too.
First, let's talk a little about the law and your rights. Then, we'll talk about how to get your money back.
The Law on Car Title FraudIn Ohio, like most states, the only way a person can have a legal interest in a motor vehicle is if their name is on the vehicle title. Nothing else counts. That means you have to have a title issued in your name to be the vehicle's owner. It also means that you can?t own a car and you can?t legally sell a car without having the title in your name either.
If you buy a car and never get title to it, then in Ohio, again like most states, you have the right to cancel the sale and get your money back.
If you bought a vehicle from a car dealer and have not gotten the title yet, then the first thing to do is contact them and ask where it is and when you will get it. If you don?t want to wait any longer then you may already have the right to cancel the sale since failing to deliver the title to the buyer would be a breach of the sale contract.
Car dealers who don?t deliver title to their buyer often do that for several reasons. One is that they haven?t paid off the finance company that loaned them the money to buy it in the first place. Another may be that the person or dealer they bought it from has not gotten title yet either. Whatever the reason, it does not matter.The obligation to put the title into the buyer?s name is on the car dealer to live up to. If the don?t do it within the time allowed by the law in your state (Ohio says 40 days and most states say between 30 and 45 days), then they lose. It can be that simple.
Okay, so you are right and the dealer is wrong, but you still don't have a title. Now what? There are two legal things you can do and lost of non-court things you can do.
Your Legal Rights
Legally, your options are limited. You can file a claim with the state or you can sue the dealer.
Ohio's Rescission Fund
Like many other states, Ohio has a Rescission Fund administered by the Ohio Attorney General. If you buy a car and never get the title then you can file a claim your money back from the state. If you succeed in the process, then they will refund your out of pocket money and take the vehicle and then the Ohio Attorney General has the right to go after the dealer to recover the money they pay to you.
Sue The Dealer Or, you can sue the dealer to make them take it back and refund your money. Failing to deliver title is not just a breach of the sale contract but also a violation of the Ohio Consumer Sales Practices Act, the Ohio Commercial Code, the Advertisement and Sale of Motor Vehicles law, the Motor Vehicle Dealer Licensing Law, and probably Fraud in the first place.
Bottom line? If you don't get your title within 45 days, then start complaining to the dealer and make your complaint short and sweet. If you want to cancel the sale, tell them. If you just want the title so you can keep the car, give them a deadline. Put it all in writing, a short one page letter, and tell them if they don't answer you within, say, 7 or 10 days, then you will contact the state, etc.
And when the deadline passes, it's time to act.
Other Things You Can Do
Other consumers need to know what car dealers can not be trusted too and there are ways you can help spread the word.
- Complain to the local Better Business Bureau
- Complain to the Consumer Protection Section at the Attorney General's Office
- Report your experience with the dealer at one or more of the online car dealer rating services, such as Dealer Rater, Car Dealer Check, My Dealer Report, and Auto Pulse Reviews.
And don't forget Yelp and other local search engine reviewing that you can do too.
The Squeaky Wheel still gets the grease. So don't give up, don't quit, and remember - if you don't protect yourself, no one else will. And when you get ripped off, fight back. If you can't get it done on your own, then contact a Consumer Lawyer to help fight for your rights.
Burdge Law Office
www.BurdgeLaw.com
Did you get ripped off? Get Burdge Law on your side.
Subscribe in a reader- What Are The Most Common Types Of Consumer Complaints In Ohio?
Each year Ohio Attorney General DeWine adds up all the complaints they have gotten from consumers in the last year and sees which area has the most. As usual, it's car sales that is in the Number One spot again. The 2015 top complaint categories...
- Who's Best? Carfax Or Autocheck Or Nmvtis And Vehicle History Reports
CarFax and AutoCheck and the NMVTIS are three different sources for vehicle history reports that can be obtained online so you can find out the history of a used car you may be thinking of buying - so you can avoid a lemon. So, which is best and does...
- Title Fraud Remains Easy To Do - Burdge Quoted In Newspaper
Attorney Ron Burdge was quoted in the Sunday edition of The Gazette in a news story dealing with motor vehicle title fraud, "Washing the title remains relatively easy for anyone with thievery in their heart." Motor vehicle "title washing" is the term...
- What A Car Title Can Tell You
What you don't know can hurt you. It's true in life. It's true in car titles too. Bob Eppes spent over 20 years working odometer fraud for the federal government in Kansas City. Recently he turned me on to a web site that says more about title...
- Recalls, Safety Warnings, & Research Links
The job of a lemon lawyer is to hold manufacturers responsible when they build a defective product. The links below provide information about motor vehicle recalls, safety warnings and research and tips to help keep you and your family safe. Find the...